Before withdrawing funds, a bank account must be linked and verified.
Bank verification is completed through Plaid for account ownership confirmation purposes only. Plaid does not process or transfer funds. Once your bank account has been verified, withdrawals are processed by Electronic Funds Transfer (EFT) directly to your linked bank account.
Withdrawals can only be sent to a verified bank account where you are listed as either:
The primary account holder
A joint account holder
This requirement helps protect against fraud and unauthorized transfers.
Funds Available for Withdrawal
Funds associated with the following activities are not available for withdrawal:
Pending orders
Unsettled trades
Pending withdrawals
After selling a security, sale proceeds may be immediately available for reinvestment. However, the funds cannot be withdrawn until the trade settlement process is complete.
Settlement Period
Following the sale of a security, proceeds must complete the settlement process before becoming eligible for withdrawal.
Settlement typically occurs within 1 business day after the trade execution date.
Once settlement is complete, your Available to Withdraw balance will update automatically.
How to Withdraw Funds
Open the menu using the hamburger icon (three lines)
Select Transfer Funds
Under From, select the self-directed investment account you want to withdraw from
Under To, select your linked bank account
Enter the withdrawal amount
Review the withdrawal details
Submit the request
Processing Time
Withdrawals submitted through EFT typically arrive within 2–3 business days.