Portfolios contain a combination of at least two Moka Funds composed of Exchange-Traded Funds (ETFs).
These portfolios are managed by professionals as part of Moka's discretionary portfolio management service.
Through ETFs, your money is invested in stocks and bonds spanning thousands of issuers. This approach to investing follows the Modern Portfolio Theory, which prioritizes diversification over selecting individual stocks.
Each portfolio is built to reflect various risk-reward profiles and aims to help you achieve your financial goals.
This means that professional portfolio managers actively manage the selected portfolios based on expert strategies.
We use the information collected during your sign-up process to provide you with an investment profile and assign you one of five diversified portfolios composed of a mix of stocks, bonds, and savings funds, suited to your personal goals.
Additionally, you have the option to switch between these diversified portfolios to better align with your changing financial goals.
Moka provides a hands-off investment experience designed for convenience. With professional management guiding decisions, users can focus on their goals without needing investment expertise.
| Cautious Income | Balanced Income | Balanced | Balanced Growth | Equity Growth |
Moka Money Market ETF Fund | 100% | 30% | 0% | 0% | 0% |
Moka Fixed Income ETF Fund | 0% | 70% | 50% | 30% | 0% |
Moka Equity ETF Fund | 0% | 0% | 50% | 70% | 100% |
You can see your personal investor profile in the Moka app, under Account > Investor Profile.